Skip to main content
Westpac New Zealand logo
  • Personal
  • Business
  • Agribusiness
  • Institutional
  • Find a branch
  • Contact
  • Help
Help

Personal loans - FAQs.

Application.

  • What happens after I submit my personal loan application?
  • What is the process for getting a personal loan?
  • How do I apply for a personal loan?
  • How long will my online personal loan application approval take?

General.

  • What is the difference between a secured vs unsecured loan?
  • Can I apply for additional funds for my personal loan?

Struggling with repayments.

How can I prevent late or missed payments? What happens if I miss multiple payments and can’t make it up? What happens if I miss a personal loan repayment?
Westpac New Zealand logo
  • About
  • Contact
  • Careers
  • Disclosure statements

  • Accessibility
  • Investor centre
  • Terms, fees & rates
  • Notices
  • Privacy policy
  • Website terms
  • Westpac service status
Women’s Refuge Shielded Site
© 2025 Westpac New Zealand Limited