Is there a fee to do a balance transfer?
No, there isn't a fee to transfer a balance to your Westpac credit card.
Interest is charged on balances transferred, where applicable. Find out more about our other credit card fees and interest rates.
Things you should know.
Rate will apply to balance(s) transferred until that balance(s) is paid off. All applications are subject to Westpac approval. You cannot transfer a balance from a Westpac card or loan. Balance Transfer Terms and Conditions and lending criteria apply. Payments made to your Westpac credit card will be applied to charges and interest accrued first, then to cash advances and purchases followed by the balance transferred. All purchases, cash advances and any unpaid interest or fees will incur interest at the standard purchase interest rate in accordance with the card's Conditions of Use. You can transfer up to 95% of your available credit card limit. Your card must remain within its credit limit after the balance has been transferred. Balances cannot be transferred to a Mastercard® BusinessCard/Purchasing Card. Balance transfers do not earn Airpoints Dollars™ or hotpoints®.