How do I check my KiwiSaver account balance and contributions?
Take control of your future by managing your Westpac KiwiSaver Scheme account online anytime, anywhere in Westpac One® digital banking.
- Login to Westpac One and select your Westpac KiwiSaver Scheme account
- Select the Account details tab
- Scroll down to the Balance breakdown section
Government contributions
Government contributions eligibility: generally, if you’re aged 16-64 and live in New Zealand, the Government will add 25 cents for every $1 you contribute to your KiwiSaver account, up to a maximum government contribution of $260.72 per year (from 1 July to 30 June). If you joined or turned 16 part way through the Government contribution year, you're eligible for part of the Government contribution based on the number of days you were eligible from 1 July to 30 June. Employer and government contributions are available until you are 65.
Members with an income of more than $180,000 will no longer receive the government contribution from 1 July 2025.
Remember, to get the full government contribution each year of $260.72, check you're eligible and you've contributed $1,043 before 30 June each year. To make sure you don’t miss out, you could set up an automatic payment of $24 a week. Check your Transactions tab to start or confirm your payments.
Things you should know.
BT Funds Management (NZ) Limited (BTNZ) is the scheme provider, and Westpac New Zealand Limited (WNZL) is a distributor of the Westpac KiwiSaver Scheme (Scheme). Investments made in the Scheme do not represent bank deposits or other liabilities of Westpac Banking Corporation ABN 33 007 457 141, WNZL or other members of the Westpac group of companies. They are subject to investment and other risks, including possible delays in payment of withdrawal amounts in some circumstances, and loss of investment value, including principal invested. None of BTNZ (as manager), any member of the Westpac group of companies, The New Zealand Guardian Trust Company Limited (as supervisor), or any director or nominee of any of those entities, or any other person guarantees the Scheme's performance, returns or repayment of capital.
For a copy of the Product Disclosure Statement or more information about the Scheme, contact any Westpac branch or call 0508 972 254 or from overseas +64 9 375 9978 (international toll charges apply). You can also download the Product Disclosure Statement.