Do hotpoints® expire or have a time limit?

hotpoints are valid for 35 months from the date they’re earned, unless you cancel your hotpoints card.

If you cancel your hotpoints card, your hotpoints expire within 90 days of the cancellation. 

Learn more.

• What if I cancel my hotpoints or change to another kind of card?
• Cards how-to guides
• hotpoints help
• hotpoints pay help

Things you should know. 

Terms and exclusions apply. Credit Card Conditions of Use for the applicable card apply. 

Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

Points + Pay option is available on selected gift cards and products redeemed online at hotpoints.co.nz, once you have logged in from Westpac One digital banking. Only Westpac debt and credit cards can be used for the pay portion. Points + Pay terms and conditions apply, check hotpoints.co.nz for details.