• Earn interest whenever your account is in credit.
  • No monthly account maintenance fees when your average monthly credit balance is $5,000 or more. 

Business Interest features.

24/7 access

Bank anywhere, anytime with Business Online or Westpac One® online banking; or use one of our Smart ATMs.

Optional overdraft

Add an overdraft to help manage ups and downs in your cash flow.

Optional Debit Mastercard®¹

Access your business funds anywhere Mastercard® is accepted.

Pay bills and expenses

Set up single or multiple payments online; including automatic payments, direct credits and debits.

Collect payments

Accept payment by direct debit or EFTPOS/credit card facilities.

Interest rates.

Interest is calculated daily and paid on the last day of each month (less resident withholding tax).

You can get a copy of the current disclosure statement for Westpac New Zealand Limited from any Westpac branch in New Zealand free of charge. Interest rates quoted are subject to change. The above rates are not available to financial institutions. Full details of the terms and conditions are available from any Westpac branch in New Zealand. Interest is calculated on your daily balance, and is paid (less withholding tax) into your account on the last day of each month.


Account maintenance and transaction fees are charged to your account on whatever day of the month you choose. Service fees still apply, for example clearance fees, online bill payments.

*A reward rebate is calculated and paid up to the level shown, subject to the total reward rebate not exceeding the amount of account maintenance and transaction charges paid for that month. 

^Phone Banking and Online Banking available with single and either/or signing rule authorisation only.

Things you should know.

Only available for those business customers with accounts where one person can authorise a transaction.

Lending criteria, terms and conditions apply.

Interest rates and fees are subject to change without notice. Some other service fees may apply from time to time, including overdrawn or Line of Credit charges. See the Business Transaction and Service Fees brochure for more details.

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.