Trade finance With our trade finance you can fund your international trade transactions through fixed rate and fixed term loans. We can offer trade finance for your business in most major currencies. Benefits Repayments Benefits Flexibility You decide the amount and term of finance based on your business requirements. You can control which international transactions or group of transactions you wish to finance, including the currency used and the period of finance, up to a maximum of 180 days. Extended term options You can extend the finance term up to 180 days from date of shipment or beginning of the export pre-shipment period. The minimum term is 15 days. A choice of currency Finance is available in New Zealand dollars and most other major currencies. Simple documentation Once your Trade Finance limit is in place you can make individual drawdown requests online or by fax request. Importers can use Trade Finance to: improve their bargaining power with overseas suppliers settle immediately with their supplier to avoid any price increases for extended credit terms Exporters can use Trade Finance for: the pre-shipment period to fund open account sales provide funding at a later date, pending receipt of your proceeds Repayments With our Trade Finance, you can finance specific consignments and select the term that matches your cashflow cycle. You must make full repayment, including interest, at the end of the finance term, or by arrangement with us.