Business banking

Accepting payments.

Let’s get your business paid — in ways that work for you. Choose any of our secure, flexible solutions that keep things moving.

EFTPOS terminals with a hardware specification of PCI 4x must be upgraded by 30 April 2026. If your EFTPOS terminal has a hardware specification of 4x, your terminal won’t be able to process card payments after this date. Contact us to discuss options or visit Get Paid instore or on the go.

Get paid your way, faster and easier.

At Westpac, we get closer to your business needs, offering secure, flexible payment solutions that keep your cash flowing smoothly. From EFTPOS to online payments, we’re here to help you get paid faster and grow stronger, working together to build better business.

How do you want to accept payments?

Which card payment solution is right for my business?

Frequently asked questions.

I need online and instore payment options, what should I do?

Get in touch with us on 0800 888 066., We’ll help you find the right setup.

What will a Westpac Get Paid solution cost?

You’ll pay a monthly rental fee (ex GST) along with any standard merchant service fees.*

I've already got a payment solution through Westpac. What should I do?

Give us a call on 0800 888 066, and we'll check if your current setup still fits your business needs.

What name do I give my customers to make sure I get paid?

We’ve started checking if names match account numbers for digital banking payments. Check you’re giving out the right name to your customers.

Merchant agreements.

Here are the legal agreements for using a Westpac merchant facility to accept EFTPOS, Mastercard®, Visa, or UnionPay transactions.

Other ways we can help your business.

Business credit cards

Learn more

Business transaction accounts

Learn more

Business loans and finance

Learn more

Rates and fees

Learn more

Things you should know.

Terms, conditions, fees and charges apply to Westpac products and services. Eligibility and lending criteria apply where applicable.

The information on this page is provided for information only and is not a recommendation or opinion in relation to any products or services. Participation in a Westpac Merchant Services Agreement is subject to Westpac's approval.

For products and services suggested in the above tool, further important information about those products and services is available on this page or product pages linked from this page.

Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

Westpac Get Paid® is a registered trademark of Westpac Banking Corporation.

¹ Learn more about our Business Transact Account. Account maintenance fee, transaction fees and service fees apply.