^ Rate will apply to balance(s) transferred until that balance(s) is paid off. Balance Transfer Terms and Conditions and lending criteria apply. You cannot transfer a balance from a Westpac card or loan. Balances cannot be transferred to a MasterCard BusinessCard/Purchasing Card. Balance transfers do not earn Airpoints Dollars™ or hotpoints.
Payments made to your Westpac credit card will be applied against balance transfers before cash advances and other purchases, but after changes and interest that have accrued. Interest rates shown are current as at 8 December 2016 and are subject to change without notice.
You must be a member of Air New Zealand’s AirpointsTM programme to be eligible to earn Airpoints DollarsTM. Airpoints terms and conditions apply – see airnewzealand.co.nz/airpoints-terms-and-conditions for details.
MasterCard and its brand mark are registered trade marks of MasterCard International Incorporated.