How can we help?
If you like the idea of getting something back for every dollar you spend, one of our hotpoints credit cards could be just what you're looking for. You'll earn hotpoints, which you can redeem for fun rewards like merchandise and travel, or even helpful things like donations to charity. Or if you are looking to purchase something big - or perhaps just a bit more expensive than usual - our Low Rate MasterCard could help you manage those costs.
What do you need in a credit card? Maybe you’d like a card with great rewards, or perhaps a lower interest rate? Just use our credit card chooser and we can help you decide.
Our credit cards
Take a look at our full credit card range. Whether you want low fees, rewards or something more – you’ll find one that works for your needs.Find out more
Debit MasterCard® & Prepaid Visa
Want an alternative to a credit card? These are two great ways to manage your money. Debit MasterCard is like an Eftpos card that you can use online or overseas. A Prepaid Visa can be loaded with your own money for spending.Find out more
With a hotpoints credit card, you'll earn hotpoints that you can redeem for an incredible selection of rewards to shop with, play with, travel with and more!Find out more
Max’d out? Manage the damage by transferring your balance to a Westpac credit card and get a great rate on the balance transferred.Find out more
Westpac accepts no responsibility for the availability or content of third party websites. Westpac’s current credit card lending criteria will apply for credit cards and Debit MasterCard Conditions of Use will apply for all Debit MasterCard applications and transfers. Credit Card Conditions of Use will apply. Fees and rates shown are current as at 17 April 2014 but are subject to change. Other charges may apply to some of the transactions and services mentioned – Find out more on our Credit Card fees and rates pages. hotpoints® is a registered trademark of Westpac Banking Corporation. Hotpoints terms and conditions apply. Overseas cash advances and foreign currency fees may apply. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. American Express is a trademark of American Express. This card is issued by Westpac New Zealand Limited pursuant to a license from American Express. Westpac accepts no responsibility for the availability or content of third party websites.