Credit Cards

If you like the idea of getting something back for every dollar you spend, one of our hotpoints credit cards could be just what you're looking for. You'll earn hotpoints, which you can redeem for fun rewards like merchandise and travel, or even helpful things like donations to charity. Or if you are looking to purchase something big - or perhaps just a bit more expensive than usual - our Low Rate MasterCard could help you manage those costs.

What do you need in a credit card? Maybe you’d like a card with great rewards, or perhaps a lower interest rate? Just use our credit card chooser and we can help you decide.

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HOTPOINTS MASTER RGB

Westpac accepts no responsibility for the availability or content of third party websites. Westpac’s current credit card lending criteria will apply for credit cards and Debit MasterCard Conditions of Use will apply for all Debit MasterCard applications and transfers. Credit Card Conditions of Use will apply. Fees and rates shown are current as at 17 April 2014 but are subject to change. Other charges may apply to some of the transactions and services mentioned – Find out more on our Credit Card fees and rates pages. hotpoints® is a registered trademark of Westpac Banking Corporation. Hotpoints terms and conditions apply. Overseas cash advances and foreign currency fees may apply. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. American Express is a trademark of American Express. This card is issued by Westpac New Zealand Limited pursuant to a license from American Express. Westpac accepts no responsibility for the availability or content of third party websites.