Credit Cards

If you like the idea of getting something back for every dollar you spend, one of our hotpoints credit cards could be just what you're looking for. You'll earn hotpoints, which you can redeem for fun rewards like merchandise and travel, or even helpful things like donations to charity. Or if you are looking to purchase something big - or perhaps just a bit more expensive than usual - our Low Interest MasterCard could help you manage those costs.

Help me to choose a card

What do you need in a credit card? Maybe you’d like a card with great rewards, or perhaps a lower interest rate? Just use our credit card chooser and we can help you decide.

Our Credit Cards

Take a look at our full credit card range. Whether you want low fees, rewards or something more – you’ll find one that works for your needs.

Find out more

Debitplus & Prepaid Visa

Want an alternative to a credit card? These are two great ways to manage your money. Debitplus is like an Eftpos card that you can use online. A Prepaid Visa can be loaded with your own money for spending.

Find out more

hotpoints®

With a hotpoints credit card, you'll earn hotpoints that you can redeem for an incredible selection of rewards to shop with, play with, travel with and more!

Find out more

Balance Transfer

Here’s something interesting. If you have personal loans or credit cards with another bank, use our Balance Transfer Calculator – you may save yourself a load on interest costs if you transfer your debt to a Westpac credit card.

Find out more

Westpac accepts no responsibility for the availability or content of third party websites. Westpac’s current credit card lending criteria apply to all applications and transfers. Credit Card Conditions of Use will apply. Fees and rates shown are current as at 19 May 2013 but are subject to change. Other charges may apply to some of the transactions and services mentioned – Find out more on our Credit Card fees and rates pages. hotpoints® is a registered trademark of Westpac Banking Corporation. Hotpoints terms and conditions apply. Overseas cash advances and foreign currency fees may apply. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. American Express is a trademark of American Express. This card is issued by Westpac New Zealand Limited pursuant to a license from American Express. Westpac accepts no responsibility for the availability or content of third party websites.