Home Loans
- How to get into your new home
- Your home loan options
- Managing your home loan
- Home buyers & sellers guide
- Interest rates
- How to apply for a home loan
- Mobile Mortgage Managers
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Home Loan Mortgage Interest rates
We have a range of competitive home loan mortage interest rates for our fixed, floating and capped home loan options.
Here's a summary of our current home loan mortgage rates as at 20 May 2013. All rates are subject to change without notice.
| Home loan Mortgage - Interest rates | |
| Home loan option | Rate |
|---|---|
| Choices Everyday Floating Home Loan | 5.75% p.a. |
| Choices Floating Home Loan | 6.24% p.a. |
| Choices Fixed Home Loan | 5.25% p.a. for 6 months |
| 5.09% p.a. Special rate cannot be used in conjuction with any other offers or discount packages. for 1 year, minimum 20% equity | |
| 5.19% p.a. for 1 year | |
| 5.40% p.a. for 18 months | |
| 5.40% p.a. for 2 years | |
| 5.90% p.a. for 3 years | |
| 6.15% p.a. for 4 years | |
| 6.25% p.a. for 5 years | |
| Choices Capped Home Loan | 6.50% p.a. for 1 year |
You can find all our home loan fees here
Westpac's home loan lending criteria apply. An establishment charge may apply. A Low Equity Margin may apply. An additional fee or higher interest rate may apply to home loans if the application is accepted but does not meet the standard lending criteria.



