This information is a guide only. It does not take into account your personal finance situation and goals.
Applications for finance are subject to Westpac's applicable lending criteria. An establishment fee may apply.
Terms, conditions, exclusions and limits apply to Westpac Loan Repayment insurance. More details of this and the underwriter can be found in the relevant policy document.
Westpac Loan Repayment insurance is underwritten by Westpac Life-NZ-Limited, a wholly owned subsidiary of Westpac Financial Services Group-NZ-Limited. Westpac Life-NZ-Limited is a wholly owned subsidiary of Westpac Financial Services Group-NZ-Limited, which is a wholly owned subsidiary of Westpac Banking Corporation ABN 33 007 457 141, incorporated in Australia. Westpac Banking Corporation does not guarantee the obligations of, or any products issued by Westpac Life-NZ-Limited, but will always meet its obligations to you under the Consumer Guarantees Act 1993. Westpac Life-NZ-Limited complies with the practice standards of the Investment Savings & Insurance Association of NZ Inc. and a copy of its latest financial statements is available from Westpac House, 318 Lambton Quay, Wellington. You have the right to receive a 'replacement of business' advice when changing from one policy to another. Westpac employs salaried employees whos renumeration is influenced in the long term by the arrangement of Westpac Life-NZ-Limited Insurance policies. Westpac will receive commission payments as a result of the arrangement of Westpac Life-NZ-Limited Insurance policies.
Westpac Life-NZ-Limited has an AA- Insurer Financial Strength rating given by Standard & Poors (Australia) Pty Limited on 6 August 2013. The rating scale is: AAA Extremely Strong, AA Very Strong, A Strong, BBB Good, BB Marginal, B Weak, CCC Very Weak, CC Extremely Weak, SD or D Default, R Regulatory Supervision, NR Not Rated. Plus (+) or Minus (-) following ratings from ‘AA’ to ‘CCC’ show relative standings within the major rating categories.