Your employer

When you're working, you may be eligible to receive contributions from your employer directly into your KiwiSaver account. Your employer will usually make contributions if:

1. You're 18 or over, but under 65.*

2. You also make regular contributions through your salary or wages.

3. And, you're eligible. 

Important details

Your employer's contributions will be equal to 3% of your before-tax salary or wages.

These contributions will be taxed before they're added to your KiwiSaver account.

* Employer contributions are available until you are 65, but if you're over 60 when you first join a KiwiSaver scheme you may be eligible for these benefits for up to 5 years (subject to conditions).