Renters’ contents insurance

Renting or flatting by yourself, with family members or other tenants? Your landlord won't cover your belongings, so grab renters’ contents insurance to protect your possessions for up to $25,000 if they're lost, stolen or accidentally damaged.

It's for you if:

  • you live in a rented property
  • you only want cover of up to $25,000 for your belongings in case they are accidentally lost, stolen or damaged
  • you want to cover your liability in case you accidentally damage someone else’s property – like your landlord’s property.

Key benefits of Renters’ contents insurance

  • affordable cover for the contents of your home and other personal belongings if they’re accidentally lost, stolen or damaged
  • simple to set up – choose from one of the standard cover amounts $10,000, $15,000, $20,000 or $25,000
  • you’re covered for personal liability should you accidentally injure someone, for up to $100,000
  • you’re also covered in case you accidently damage your landlord's or someone else's property, for up to $2 million
  • we’ll replace most household items with new ones when your claim is accepted, if they’re less than five years old. Certain items are only covered for present day value.
  • your temporary accommodation costs could be covered for up to 6 months (up to $5,000) if your home is damaged and unlivable.

Download the full terms, conditions, exclusions and limits that apply for Westpac’s Renters’ Contents Insurance.

Renters’ contents insurance pairs well with…

If you’re on a budget but need to get the essentials covered, like your car, take a look at our third party car insurance.