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Home Loans & Mortgages
We know you’d rather talk about your new home than your new home loan. So we're making it easy for you to make the best decisions, get sorted and get in there to enjoy it! Together, we can make your mortgage as individual as your house.
Why choose Westpac?
When it comes to home loans we know our way around. Check out how we could help you make good decisions every step of the way.Find out more
Apply online for a home loan
Apply online for a home loan and within 60 seconds, you could be conditionally approved online. All without moving a muscle! If you aren't ready to apply yet, simply request a call back. Simple.Apply online for a home loan
Your home loan options
At Westpac we put you in control of your home loan. Structure it the way you want now and change it when your life changes. We’re here to help today, tomorrow and into the future.Find out more
Finding the right home and making the right decision, can be quite a journey. With HomeClub, making an informed decision has never been easier. Because for the first time ever, it's all in one place - property information and values, tools, tips and advice.Check out the online demo
Managing your home loan
Let us help you choose the features to keep you in control of your home loan. Make it how you want it!Find out more
Home loan calculators
Find out how much you could afford to borrow and what your regular repayments might be. See how you can save interest by mixing and matching different options.Get calculating
Westpac’s current home loan lending criteria and terms and conditions apply. An establishment charge may apply. A Low Equity Margin may apply. An additional fee or higher interest rate may apply to loans if the application is accepted but does not meet the standard lending criteria.