Personal Loans terms, fees and rates
|Transaction and service fees|
|Personal Loan Terms and Conditions|
|Personal Loan Summary – Sample|
Fees for our personal loans. Interest rates and fees are current as at 18 November 2018 and are subject to change without notice. Some other service fees may apply from time to time.
|Personal loans - Fees|
|Fee type||Fee amount|
|Establishment and documentation fee
||$100 per loan|
|Loan payment failed fee
||$10 per time|
- Our personal loan interest rates range from 13.95% to 18.95% p.a* depending on your financial situation.
- We also offer a special Graduate Loan interest rate of no more than 14.00% p.a. to all customers who meet Graduate Pac criteria.
- Personal Loan interest rates are floating so may change during the term of your loan - if they do we’ll let you know how much more or less your repayments will be.
*These annual interest rates are indicative. The annual interest rate is made up of a base rate of 14% p.a. plus or minus a margin depending on your individual circumstances. Interest rates and fees are current as at 18 November 2018 and are subject to change without notice. . All applications for finance are subject to Westpac current lending criteria. An additional fee or higher interest rate may apply to loans if the application is accepted but does not meet the standard lending criteria.
|Specific Security Agreement and Debtors Certificate – Individual|
|Specific Security Agreement|
|Personal Loan Summary (Vehicle Secured) – Sample|