Medical Loans

Medical procedures and treatments can be daunting and costly, but they can make a huge difference to your and your family’s quality of life.

From optical expenses and dermatology procedures, dentistry costs, fertility treatments and cosmetic surgery we could help you finance what’s most important to you.


With easy to manage, flexible medical finance you may be able to borrow up to $50,000 at a competitive interest rate, allowing you to make one affordable fortnightly or monthly payment for the duration of your loan.

Benefits at a glance:

  • competitive variable interest rates from 13.95% to 18.95% p.a*
  • flexible loan repayment options – no penalty for paying it off early
  • if approved, your loan could be in your Westpac account the following day
  • get what you need now and pay us back up to five years later (or longer depending on your circumstances)
  • can apply to top up your loan at any time
  • borrow up to $50,000 unsecured (or maybe more depending on your circumstances)
  • have a set date when you could be debt free
Repayments & fees

Check how much your repayments could be

Work out your repayments and which loan term will suit you with our easy to use loan repayment calculator.

Personal loan calculator


Personal loans - Fees
Fee typeFee amount
Establishment and documentation fee
$100 per loan
Loan payment failed fee
$10 per time

Overdue payments

For any overdue balance, you will be charged an additional 5% p.a. in default interest until this balance has been paid off.