Westpac’s current personal loan lending criteria, fees and interest rates apply to all applications for credit, all of which are subject to change. An establishment fee of $100 may apply. You’ll need to be 18 or older and a New Zealand citizen or permanent resident. If you’re not but you’re working in New Zealand, or you don’t meet the other offer criteria, we still may be able to help.
*These annual interest rates are indicative. The annual interest rate is made up of a base rate of 14% p.a. plus or minus a margin depending on your individual circumstances. This base rate is current as at 16 December 2018 and is subject to change without notice.