Tools and Resources CashNav Our free new money management app that lets you see what you spend to get what you want. All Calculators Want to do the maths? Check out the variety of calculators that we have online. Interest rates Take a look at the different interest rates that we currently offer. Consumer Lending Terms and Conditions We've bundled up our terms and conditions for all our consumers lending products into one easy place. Fees Here you can find our current personal account, service and transaction fees. Brochures Need help? Check out our most commonly requested product brochures here. Economic reports Online application forms Easy access to our online application forms. PDF forms We've included our PDF forms online, so you can view them wherever you are.