What’s investing?

Investing is about using your money to try and make more money. How you go about it depends on what you plan to achieve, by when. This section introduces some investment basics to help you ask the right questions and make the best decisions for you.

  1. lightbulb

    The basics

    What exactly is investing? How does it work? What do you need to know? If you haven't invested before, this is a good place to start.

  2. interest rate increase

    Setting goals

    What you invest in depends on why you're investing. So before you get started it's important to be clear about your investment goals.

  3. options

    Types of investment

    Different types of investment suit different goals and time frames. Read more about them to decide which is best for you.

  4. hammer

    Understanding risk

    Investment risk is the likelihood that you may not get back all of the money that you invest or returns are less than expected. Understanding and managing risk is an important part of any investment.

  5. resources

    The difference between bonds and shares

    When it comes to investing, the more you know, the better your investment decisions will be. Here we explain the difference between two key investment options: bonds and shares.

  6. experts

    Get advice

    Investments can seem complicated, but there are plenty of good places to get advice. Here are a few that we recommend.