Below we take a look at several companies that you may hold shares in through your investment in the funds that we manage here at BT Funds Management New Zealand, including the Westpac KiwiSaver Scheme, Westpac Active Series and the Westpac Premium Investment Funds.


Apple is an American multinational technology company that designs, develops and sells consumer electronics, computer software and online services. Apple employs more than 115,000 permanent employees and maintains 453 retail stores in sixteen countries. It also operates the online Apple Store and iTunes Store, the latter of which has become the world's largest music retailer. Driven by the shifting consumer preferences and the need for a differentiation from online only retailers, Apple has  turned  their stores into destinations for discovery. Apple’s open-concept showrooms have become an example of an experience-focused format and are now becoming more mainstream as traditional retailers rethink the role of physical stores. By focusing on customer needs and product innovation, Apple have succedeed in building a high level of brand loyalty and according to the 2014 edition of the Interbrand Best Global Brands report, is the world's most valuable brand.


eBay is a global  ecommerce company that connects millions of buyers and sellers around the world, empowering people and creating opportunity for global trade. Founded in 1995 in the US, eBay is presently one of the world's largest online marketplaces. In 2016, eBay enabled $84 billion of gross merchandise volume. Given its leading role, eBay is commited to creating a sustainable form of commerce and operationg as a responsible business. As part of that commitment, eBay has pledged to create USD $2.5 billion in positive economic impacts and avoid 2.5 million tonnes of carbon emissions through people selling their pre-owned electronics and apparel. eBay has also committed to raising USD $1 billion in charity funds by 2020.


PayPal is a leading technology platform company that enables digital and mobile payments on behalf of consumers and merchants worldwide, with over 160 million active customer accounts in over 200 markets. PayPal’s payment platform connects financial institutions around the world, allowing customers to purchase and be paid for goods, as well as transfer and withdraw funds. Leveraging its first mover advantage, growth in online commerce, and rising consumer base, PayPal has become the leader in online payments, processing more than USD $230bn in volume in 2014. By focusing on consumer demand for easy, simple alternative to traditional paper payments, PayPal placed itself at the epicentre of digital commerce.