What's covered by Westpac Home Cover
|You're covered for
|Temporary accommodation for you and your dogs and cats if you live in your home and it’s damaged and unable to be lived in
||12 months (max $25,000)
|Liability for damage to someone else's property because of an accident at your home
|New locks, keys or remote door openers if they're lost or stolen (and you live in your home is damaged)
||$2,000 with no excess
|Landscaping costs to restore damage to your garden afer your home is damaged
|Security after loss (with no excess) to help you secure your home against further loss
|Fatal injury benefit - A payment to your estate if you or your spouse die from a first or burgulary at home
||$5,000 each ($10,000 total)
|Post-event inflation protection for natural disaster, flood or storm
||10% of sum insured
|Selling your home - If your home is damaged before settlement, the purchaser could also be covered for any loss of deposit
||The amount of the deposit
What extra cover you can add as a landlord
|You could also be covered for
|Extended cover for chattels
|Deliberate damage caused by tenants
|Rent protection, e.g. if the tenant leaves or is evicted without paying rent owed
||6 weeks (12 weeks for eviction). Max $20,000
Read your policy
You’ll find more details about your cover, including conditions, exclusions and limits that apply, in the Home Cover section of the Westpac Home, Content, Vehicle and Boat Cover policy. Download here. Do read it carefully, so you fully understand your cover.
Get Westpac Home Cover with a 30 day free look
Call for a quote
With our 30-Day Free look, if you decide the cover is not for you during the free look period, just notify us and we’ll refund any premiums you’ve paid.
You might also like these options:
Westpac Home Insurance, Full Cover Contents Insurance and Renters Content Insurance is arranged by Westpac New Zealand Limited ("Westpac") and underwritten by IAG New Zealand Limited (“IAG”). Westpac does not guarantee the obligations of, or any products issued by Lumley, a business division of IAG. Westpac may receive commission payments as a result of the arrangement of Lumley policies. For IAG’s financial strength rating please click here.
The information contained on this page is intended as a general guide only and may vary at times. Terms, conditions, exclusions and limits apply. More detail can be found in the policy document (downloaded here as a PDF), or by calling 0800 809 378. The availability of any insurance cover is subject to the acceptance and approval of a complete application.
Any payment is subject to your claim being accepted.