Debt protection

Debt can get out of hand if you can’t work. If something happens to you – like becoming seriously sick or hurt; being made redundant or bankrupt; or even dying – Debt protection insurance can help you keep life in control. 

  1. hl home loan house

    Mortgage protection

    Cover for your Westpac Home Loan repayments if the unexpected happens.

  2. personal loans

    Personal loan protection

    Cover for your loan repayments while you focus on your next steps.

  3. Westpac Credit Card Insurance

    Credit card protection

    Keep your credit card debt under control and manage interest costs with this cover.

Westpac Flexicover, Westpac Bill Protection, Westpac Personal Loan Cover and Westpac Credit Repayment Cover are underwritten by Westpac Life-NZ-Limited (“Westpac Life”), which is a wholly owned subsidiary of Westpac Financial Services Group-NZ-Limited, which is a wholly owned subsidiary of Westpac Banking Corporation ABN 33 007 457 141, incorporated in Australia. Neither Westpac Banking Corporation nor Westpac New Zealand Limited (“Westpac”) guarantees the obligations of, or any products issued by Westpac Life. Westpac will receive commission payments as a result of the arrangement of Westpac Life insurance policies. For Westpac Life’s solvency margin please click here. For Westpac Life's financial strength rating please click here.

Terms, conditions, exclusions and limits apply and more detail can be found in the relevant policy document may be downloaded from the webpage relating to that product or obtained from any Westpac branch free of charge. The availability of any insurance cover is subject to the acceptance and approval of a completed application.

Any payment is subject to your claim being accepted.