hl calculator

1. Online calculators

Our easy online home loan calculators can be used to work out what you can afford to borrow and what your mortgage repayments might be. These will also highlight whether you could be saving a little more each month to reach your savings target.  Find them here.

Salary Splitter

3. Westpac Salary Splitter and Automatic Payments

Salary Splitter automatically splits your income into different accounts, and keeps your savings separate from your spending money. Like Automatic Payments, this is a set-and-forget way to commit to putting aside savings every payday.

CashNav

4. CashNav monitors spending

CashNav, our money management app, tracks and displays spending in real time. CashNav, helps to monitor spending by showing your spending habits month to month. It’s true: every little bit counts!

Mobile Alerts 90x900

5. Receive Westpac alerts

You can set up alerts on any Westpac account to be notified on your balance, to avoid going over your budget and avoiding fees such as unarranged overdraft fees. Learn more here

Low Fees

6. Save on fees

Have a look at how you can save on fees to make sure you're not paying more than you need to.

desktop

7. Managing Your Money videos

These quick videos give expert advice on saving and budgeting, saving for a deposit, working out how much you can afford, and setting your home buying goals.

hl clipboard

8. Low deposit options

If you haven’t saved a 20% deposit there may still be options for purchasing with a smaller deposit. Check out the options here, or book a meeting with one of our Mobile Mortgage Managers (either at your local branch or they’ll come to you).

hl home loan house

9. Specialised savings package

We have a specialised savings account that is designed to help grow a first home deposit. A HomeSaver account includes coaching throughout the home buying journey, a $1,000 first home booster at drawdown, and account holders get preferential treatment for low equity home loans.

Savings account 90x90

10. Higher interest investment options

In addition to the Homesaver accounts, we also offer other savings accounts that offer flexibility.  Anyone saving for a home loan can split their savings across more than one savings account.