If you miss a personal loan repayment, we’ll attempt to process the repayment daily for the next 6 days. If the repayment isn’t successfully made by the end of that period, your loan will be in default. If your loan is in default, the rate of interest that you will pay on your overlimit amount will be increased by the 5% p.a. default margin, and we may require you to repay the loan in full (including accrued interest).