If you miss a home loan repayment, we will continue to attempt to process the repayment for 7 days. If the repayment isn’t successfully made within 14 days of the repayment date, you will be in default. If you’re in default we may require you to pay all outstanding moneys and the rate of interest that you will pay on your overlimit amount will be increased by the 5% p.a. default margin. We may also enforce the mortgage and/or any other security you have against the property, which means selling your property and/or any security.