Hotpoints are earned every time you make an eligible transaction. Once you have made $60,000 worth of eligible transactions in a calendar month, no further hotpoints will be earned on your eligible spend until the beginning of the next month. The total spend amount includes eligible transactions made by any joint and additional cardholders on your account.

Things you should know.

Hotpoints terms and conditions apply. Certain purchases and transactions are not eligible to earn hotpoints. The amount of eligible spend that can earn hotpoints is capped at $60,000 a month. Any spend over $60,000 on eligible purchases in each relevant month will not earn hotpoints. See the applicable Credit Card Conditions of Use for details. Terms and exclusions apply.