Managing your money while overseas

Here are a range of services we offer to make the money management of your travels easier, so you can focus on the fun bits.

Managing your money overseas

Here are a range of services we offer that can help you

  • Manage your accounts from any internet connection with an Electronic account and Online Banking. If you use your Online Banking while you're away to check your details, you may be more likely to be asked your Online Guardian questions, so make sure you review them before you go.
  • A credit card is an easy way to pay and is widely accepted around the world. Before you travel, don't forget to head to Westpac One® and notify us of your travel plans so that we can monitor your card while you're overseas. If any activity looks out of the ordinary we'll try to contact you and may temporarily block your card as a security measure.
  • For the convenience of a credit card, but without the possibility of going into the red you'll want a Debit Mastercard® linked to funds in your transaction account.
  • It helps to have some local cash on hand. We can prepare you with foreign currency.
  • If you need to move money to or from New Zealand, use our telegraphic transfers and drafts.
  • To protect yourself and belongings take out travel insurance.
  • You can save the $3 transaction fee* for accessing an international ATM if you use a member of the ATM Global Alliance
  • If you are regularly using foreign currency you might want to open a foreign currency account. It allows you to bank foreign cash and earn interest without having to convert to or from New Zealand dollars.
Tips for your OE

Make the most of your overseas experience

  • Take enough money to survive for at least three months without working. Remember that it can be a lot more expensive to live overseas, so enough to survive for three months in New Zealand might not be the same as where you are going overseas.
  • Save money by using ATMs and banks that are part of Westpac's Global ATM Alliance whenever you can.
  • Westpac credit cards are accepted worldwide but if you don't want to use credit, our Debit Mastercard and prepaid Travel Cards are great options.
  • If you're aged between 18 and 24 you could get a credit card with the first years annual account fee waived.
Handy links

Stay safe and get the best from your travels from these recommended resources

  • Safe Travel is a great resource run by the New Zealand Government to advise citizens about the risk and security issues at destinations around the world. A must visit site.
  • Lonely Planet is the website of the popular guidebook company and contains travel advice, tips, recommendations and forums on traveling.
  • Trip Advisor ranks attractions, entertainment, dining and destinations around the world. Here, other travellers act as your guide.