*Available 6 March 2017 - 30 June 2017, subject to any extension or withdrawal at Westpac’s discretion without further notice. Cannot be used in conjunction with other promotional offers other than a balance transfer offer. Customers who have held a Westpac Low Rate Mastercard, hotpoints Mastercard or Airpoints Mastercard within the past 18 months are ineligible for the offer on a new card of the same type as previously held. After 2 years, the annual account fee for the applicable card at that time applies. Certain purchases and transactions are not eligible to earn Airpoints Dollars™ or Status Points or hotpoints – see the applicable Credit Card Conditions of Use for full details.
^Rate will apply to balance(s) transferred until that balance(s) is paid off. Balance Transfer Terms and Conditions and lending criteria apply. You cannot transfer a balance from a Westpac card or loan. Interest free days do not apply when you have taken up one of our balance transfer offers and have not paid off the balance transferred in full during the statement period. Payments made to your Westpac credit card will be applied against balance transfers (until paid in full) before cash advances and other purchases, but after charges and interest that have accrued. All new purchases, cash advances and any unpaid interest or fees will incur interest at the standard interest rate in accordance with the card's Conditions of Use. Balances cannot be transferred to a Mastercard BusinessCard/Purchasing Card. Balance transfers do not earn Airpoints Dollars™ or hotpoints. All applications are subject to Westpac approval.
Lending criteria, terms and conditions apply. Standard interest rate is subject to change. You must be a member of Air New Zealand’s Airpoints™ programme to earn Airpoints Dollars™. Airpoints terms and conditions apply.
Mastercard and its brand mark are registered trade marks of Mastercard International Incorporated.