*No Annual Fee offer: Apply and be approved between 17 September and 14 December 2018. You will not be eligible for this offer if you have been approved for a card of the same type less than 18 months from the date of your new card application. This offer may be extended or withdrawn at Westpac’s discretion without further notice. Low Rate Mastercard®, hotpoints® Mastercard® or Airpoints™ Mastercard®: After 2 years, the Annual Fee for the applicable card at that time (which may be higher than the current fee) will apply. Airpoints™ Platinum Mastercard®or hotpoints® Platinum Mastercard®: After 1 year, the Annual Fee for the applicable card at that time (which may be higher than the current fee) will apply. See westpac.co.nz/credit-card for details on the current rates and fees. Lending criteria, terms, conditions and other fees and charges apply.
#May only be used in conjunction with one year Koru Individual Memberships. Koru terms and conditions apply - see airnewzealand.co.nz/koru-terms-conditions. Koru joining fee and/or Koru annual membership fee will not be refunded if it has already been paid to Air New Zealand.
^Balance transfer offer: Rate will apply to balance(s) transferred until that balance(s) is paid off. Balance Transfer Terms and Conditions and lending criteria apply. All applications are subject to Westpac approval. You cannot transfer a balance from a Westpac card or loan. Payments made to your Westpac credit card will be applied against balance transfers (until paid in full) before cash advances and new purchases, but after charges and interest that have accrued. Interest rates and fees Interest rates and fees are current as at 23 October 2018 and are subject to change without notice.. All new purchases, cash advances and any unpaid interest or fees will incur interest at the standard interest rate in accordance with the card's Conditions of Use. You can transfer up to 95% of your available credit card limit. Balances cannot be transferred to a Mastercard® BusinessCard/Purchasing Card. Balance transfers do not earn Airpoints Dollars™ or hotpoints®. Payments made to your Westpac credit card will be applied against balance transfers (until paid in full) before cash advances and new purchases, but after charges and interest that have accrued. Interest rates are subject to change without notice.
Interest rates are subject to change without notice. if you only make the minimum payment each month, you will pay more interest and it will take you longer to pay off the unpaid balance.
Certain purchases and transactions are not eligible to earn Airpoints Dollars™ or Status Points or hotpoints – see the applicable Credit Card Conditions of Use for full details. You must be a member of Air New Zealand’s Airpoints™ programme to earn Airpoints Dollars™. Airpoints terms and conditions apply.
Mastercard is a registered trade mark and the circles design is a trade mark of Mastercard International Incorporated.