If you're looking for a credit card that keeps you in control, our Low Rate Mastercard® could be right for you.

Low Rate Mastercard

Our lowest interest credit card with up to 55 days interest free on purchases. The Low Rate Mastercard could help give you the control you're looking for. 


Plus, pay no annual fee for 2 years^

When you're approved for a new Low Rate Mastercard® we'll waive the annual account fee for 2 years - that's a saving of $130!

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Pay 0% p.a. interest on balances transferred for 12 months

Transfer your outstanding balance(s) on hire purchases, store cards, another bank's credit card or a personal loan to a Westpac credit card, and you could pay 0% p.a. interest for 12 months*.

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Compare our credit cards

Still unsure if the Low Rate Mastercard is the right credit card for you? Our credit card comparison tool can help.

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