Interest rates and fees are subject to change. Some other service fees may apply from time to time.

What does interchange mean?

Interchange is the fee that the cardholder's bank (the "Issuer") charges for the provision of card payment services, this can include card holder services, reward schemes, processing costs and fraud protection. The fee is charged to the financial institution that processes card transactions on behalf of a merchant (the "acquirer"). This is a variable fee set by the card schemes. Find out more about merchant service fees here.

   

Mastercard domestic interchange fees - Consumer credit & commercial products.

   

 

 

Mastercard domestic interchange fees - Consumer debit products.

  

Mastercard domestic interchange fees - Consumer prepaid products.

  

Visa domestic interchange fees - Consumer credit products.

   

Visa domestic interchange fees - Consumer prepaid products.