Terms and conditions.

(If you proceed to any other page of the Westpac Go to Pay Website, you will be treated as having read and accepted the information on this page).

Go to Pay is provided to you as a Business Mastercard account holder and the Mastercard BusinessCard/PurchasingCard Conditions of Use and the Westpac Go to Pay Terms and Conditions (including, without limitation, the 'Limitations' section of the Westpac Go to Pay Terms and Conditions) apply to your use of your Business Mastercard via this Westpac Go to Pay website (“Website”). In addition, your use of the Website indicates your agreement to the terms set out below.

Use of website.

Access to the Website is restricted to authorised users only. Unauthorised users may be subject to criminal or civil prosecution under the laws of New Zealand or under the laws of the country from which unauthorised access took place.

You agree not to use the Website for any purpose that is unlawful or abusive or otherwise interferes with or disrupts the operation of Westpac Go to Pay.

Requirements for remote access.

In order to electronically access agreements and communications through the Service, you need (i) a personal computer equipped with an Internet browser with 128-bit encryption and which is Javascript enabled; (ii) Internet access; and (iii) an e-mail address, supported by software so you can receive email messages. You confirm that you have the necessary computer hardware and software.


These Website terms and conditions incorporate the Westpac Go to Pay Privacy Policy. The Westpac Go to Pay Privacy Policy can be accessed via a link at the bottom of the Westpac Go to Pay website.

Service provider.

This Website is presented by Westpac New Zealand Limited, however Westpac has arranged for the provision of the Website to be carried out by Mastercard as its service provider. Nevertheless, please direct any enquiries about the Website to Westpac.

Applicable law.

These terms and conditions shall be construed, interpreted and performed exclusively according to the laws of New Zealand.


  • "Go to Pay" means the online tool made available to you that allows you to appoint and authorise Users to generate Virtual Cards and to set and manage the Use Limitations.
  • "Mastercard" means Mastercard International Incorporated.
  • "Westpac" means Westpac New Zealand Limited, the provider of Westpac Go to Pay.
  • "you" or "your" means the account holder and/or any person that has been authorised to access the Website.