Bizpac banking package.
Simplify your business banking with an all-in-one solution, designed for small businesses.
- For a simple, flat $10 monthly account fee1 , enjoy unlimited free transactions on one Business Transact account, one annual fee waived on debit and credit card, fee-free online banking, plus no establishment fees on an overdraft or EFTPOS terminal.
- Access your money 24/7 using Business Online banking with the $9.95 monthly fee waived.
- Ongoing financing, insurance and other support from specialist business bankers.
Business Transact account
Pay one flat monthly account fee of $10, for an unlimited number of transactions2.
Business Online Saver
Save for tax, investments or unexpected expenses with a flexible online account that lets you earn a flat rate of interest with no monthly account maintenance or transaction fees2.
Give yourself a buffer in case of unexpected expenses, with an overdraft with no establishment fee on your Business Transact account.3
Make purchases instore, online, or over-the-phone with a Debit Mastercard with the annual fee waived3, linked to your Business Transact account. Note this is only available for those business customers with accounts where one person can authorise a transaction.
Business credit cards with rewards
Choose a credit card with the annual fee waived for the life of the card and earn rewards.4
EFTPOS & contactless payments
Make it easy for your customers to pay you with our EFTPOS terminals and contactless payments options with no establishment fee.
Bizpac is designed for small businesses, so your annual turnover must be under $2 million, and your business income must be paid into a Business Transact account. Please see below for full details.5
To use the Business Online Saver account, you must hold a Westpac Business Transact account and be able to access your account online via Westpac One (or another Westpac online banking service). Any transfers from your Business Online Saver can only be made directly to your Business Transact account.
Things you should know.
1The flat $10 fee for Bizpac customers covers all monthly, annual and establishment fees for Bizpac products as well as unlimited transactions on the Business Transact account. Some other Business Transact account and Business Online or Deskbank service fees may apply, for example bulk payment fees for batches processed via Business Online or Deskbank. See eligibility criteria for Bizpac above.
3Lending criteria, terms and conditions apply. A monthly line of credit charge of 0.1% per month applies to overdrafts with a limit over $5,000. This will be calculated based on the greater of either the total limit or highest daily outstanding balance during the month, both less $5,000. Debit Mastercard service fees may apply. Debit Mastercard Conditions of Use apply.
4Lending criteria, terms and conditions apply. Westpac credit card Conditions of Use apply to the applicable card. The principal and joint cardholders and account holders will be personally responsible for all credit extended by Westpac under a BusinessPLUS Mastercard, hotpoints Platinum Mastercard, Airpoints Business Mastercard or Airpoints Platinum Mastercard, irrespective of whether a business name appears on the card. $0 annual fee waiver applies to one card only and doesn't apply to standard credit cards or World Mastercards.
5Terms, conditions, fees and charges apply to Westpac products and services. We recommend that you contact us if you would like further information regarding the products and services. A Westpac settlement (transaction) account is required for all merchant services. Fees specific to each merchant service apply. Details of these fees are available on the Merchant services fees page and on application.
Mastercard is a registered trade mark and the circles design is a trade mark of Mastercard International Incorporated.