Do what you do best.

You’re busy taking care of business, so let us take care of your business banking. This all-in-one package makes everyday banking easier for you, and it’s specially designed for small- and medium-sized businesses with an annual turnover of up to $2 million.*

* To be eligible for Bizpac, you must have your business income paid into a Business Transact Account. Please see below for full details.

• Unlimited transactions for a simple, flat $10 monthly account fee¹

• All the banking essentials you need to keep your business running smoothly, from a transaction account with overdraft to smart payment solutions

• 24/7 access to your money: online, via EFTPOS and at Smart ATMs

• Ongoing specialist advice and support from a business banker.

• Get in touch with our business specialists to get Bizpac set up

How Bizpac works for you:

	Everyday banking with business boosting extras Business Transact Account. Pay one flat monthly account fee of just $10, for an unlimited number of transactions.¹ Westpac Business Overdraft. Give yourself a buffer in case of unexpected expenses, with an overdraft of up to $5,000 on your Business Transact Account. No establishment fee.² Debit MasterCard®. This card is linked to your Business Transact Account. It works like an EFTPOS card, and can also be used online and over the phone. EFTPOS debit transactions are free of charge, and with no annual fee.³ Business Online Saver. Put money aside for tax, investments or unexpected expenses. This on-call savings account offers a competitive interest rate.
	Business credit cards with rewards Business credit cards. As a Bizpac customer, we'll waive the annual account fee on one Mastercard of your choice⁴, business or personal.
	Cash flow management Receive payments. Cash flow is key to business success, so you need to get paid quickly and easily by your customers. Accept debit and credit cards with our latest EFTPOS terminals and technology, including contactless payment options. No establishment fee applies⁵. Make payments. Westpac One lets you do your banking online, whenever it suits you. With Smart ATMs, you can quickly deposit cash or cheques, and make bulk deposits, 24/7.
	Specialist business advice and updates Call the Small Business Team on 0800 99 11 99, any time between 8am and 6pm Monday to Friday. They can set up Bizpac for you, and help with advice on funding for new vehicles, equipment or premises, business insurance and more.

View Terms and Conditions

Important things to know for Bizpac.

1. The flat $10 fee for Bizpac customers covers all monthly, annual and establishment fees for Bizpac products as well as unlimited transactions on the Business Transact Account. Some other Business Transact Account and Business Online or Deskbank service fees may apply, for example bulk payment fees for batches processed via Business Online or Deskbank. See below for eligibility criteria for Bizpac.
2. All applications for finance are subject Westpac's current lending criteria. A monthly line of credit charge of 0.1% per month applies to overdrafts with a limit over $5,000. This will be calculated based on the greater of either the total limit or highest daily outstanding balance during the month, both less $5,000.
3. Debit Mastercard service fees may apply. Debit Mastercard Conditions of Use apply.
4. Westpac's current credit card lending criteria apply to all applications and transfers. Westpac credit card Conditions of Use apply to the applicable card. The principal and joint cardholders and account holders will be personally responsible for all credit extended by Westpac under a BusinessPLUS Mastercard, hotpoints Platinum Mastercard, Airpoints Business Mastercard or Airpoints Platinum Mastercard. $0 annual fee waiver applies to one card only and doesn't apply to standard credit cards or World Mastercards.
5. A Westpac settlement (transaction) account is required for all merchant services. Fees specific to each merchant service apply. Details of these fees are available on application.

Bizpac Eligibility Criteria.

To qualify for Bizpac your business needs to have an annual turnover of less than $2m and have your business income paid into the Business Transact Account.
To use the Business Online Saver account, you must hold a Westpac Business Transact Account and be able to access your account online via Westpac One (or another Westpac online banking service).
Any transfers from your Business Online Saver can only be made directly to your Business Transact Account.

Terms, conditions, fees and charges apply to Westpac products and services. We recommend that you contact us if you would like further information regarding the products and services. You can get a copy of the current disclosure statement for Westpac New Zealand Limited from any Westpac branch in New Zealand free of charge. Disclosure statements under the Financial Advisers Act are available on request and free of charge from Westpac or your financial adviser. Mastercard and the Mastercard brand mark are registered trade marks of MasterCard International Incorporated. Westpac New Zealand Limited.

Do what you do best.

How Bizpac works for you:

Everyday banking with business boosting extras

Business credit cards with rewards

Cash flow management

Specialist business advice and updates