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Join Westpac with a transaction account and debit card

Get up and running by applying for a Westpac Everyday transaction account and debit card online in a few minutes.

Apply online

  • Bank account

    Open an everyday or savings account in the matter of minutes.

    Open an account
  • Debit card

    Use a debit card to spend your own money in a store, online or overseas.

    Apply for a debit card
  • EFTPOS card

    Spend your own money at stores in New Zealand, plus get cash from ATMs. No annual card fee.

    Find out more
  • Overdraft

    Help cover emergencies or gaps in your pay cycle with an overdraft for your everyday account.

    Find out more
  • Term Deposit

    Term deposits earn a fixed interest rate for a fixed period of time.

    Open a Term Deposit
  • KiwiSaver

    Join the Westpac KiwiSaver Scheme to help you save for your first home and retirement.

    Join or transfer online
  • Credit card

    Choose a low interest rate, or to earn rewards from Airpoints™ or hotpoints®.

    Apply for a credit card
  • Balance transfer

    Transfer the balance from another bank’s credit card or a store card to a Westpac credit card.

    Find out more
  • Life insurance

    Life insurance could be one of the most important financial decisions you make to ensure your loved ones' futures are protected.

    Get an estimate
  • Home, contents and vehicle insurance

    Home, contents and vehicle cover that can you help you look forward with confidence.

    Find out more