Impulse Saver® app

Impulse Saver® is an iPhone app that allows you to save as impulsively as you spend. With one touch of the Impulse Saver button, you can transfer a pre-selected amount from your chosen transaction account to your chosen savings account. 

About Impulse Saver

To use Impulse Saver®

You'll need to be a Westpac New Zealand customer with online banking. And you'll need an iPhone, iPad or iPod touch. 

If you don't no worries. We have other services such as TXT Banking (for all text capable mobile phones) so you can still bank while you're on the move. 

How to get started

  • download the app from the App Store (it's free here)
  • enter in your name and phone number (and Westpac Customer ID if you know it).
  • pre-select the amount you want to save each time you press the save button, and hit ‘send’.
  • a Westpac Customer Services Rep will then call you to complete the setup process.

Once setup and security checks are complete, simply re-launch the app. Then you can press the big red button whenever you get the Impulse Saver® urge, and you’ll instantly transfer your pre-selected save amount from your main account, to your savings account.

NOTE: ‘Save’ requests are processed straight away, but are subject to the availability of funds.

Security and technical stuff

Security and technical details

Your Impulse Saver® requests are protected by a certified encrypted secure connection (SSL).

We recommend you always adhere to manufacturer’s software and support to ensure your mobile devices are covered by the latest software and security updates. If you’re connecting via a Wi-Fi, we recommend you use a trusted network.

Set up

During the setup call we’ll ask you standard verification questions to confirm your identity and ask you to select the on-call transactional account from which you wish to transfer money, and the savings account to which you want this money to be transferred (these have to be Westpac New Zealand accounts in your name).

You’ll be able to select  accounts when you:

  • are the account holder and sole signatory
  • have authority to operate in the account alone when there is more than one signatory
  • are authorised to operate individually on a business account

Some things you should know

If you lose your iPhone or other mobile device nominated as the contact number during the setup process, or it is stolen, or if you change your mobile number, please contact Westpac New Zealand on 0800 400 600.

With each save request the transfer of money to or from account(s) or any other electronic transfer of funds will be debited/credited as per the instructions given at the time of the save request.

You cannot cancel an instruction made by a Westpac Electronic Banking Service once Westpac has acknowledged that it has received it, unless we inform you otherwise.

Save requests are processed straight away but are subject to confirmation of available funds. If there are insufficient available funds to complete your Impulse Saver® request, a Westpac Customer Services Representative will endeavour to call you to try to resolve it.

Your Impulse Saver® total will be updated within the Settings screen so you can keep track of how much you’ve saved using it. Plus "Impulse Saver" will appear on your statement so you can see how much it’s contributing to your overall savings total.