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Caring for a greater tomorrow. Together.
We’re working hard to make New Zealand better for everyone by caring for our planet, our people and advocating for diversity and inclusion.
Moving towards a better future for all.
This year we’ve made some great strides towards making tomorrow greater. And while we know there’s much more to do, we’re excited to share what we’ve achieved so far.
- We’ve reduced our operating emissions by 45.7% from our 2019 baseline.
- Westpac Group joined the UN Net-Zero Banking Alliance, committing to a net carbon-zero lending portfolio by 2050.
- We released our Responsible Banking and Investment Position, which summarises how environmental, social and governance factors guide our lending and investing decisions.
- Our Extra Care team helped 4,302 New Zealanders who were at a higher risk of financial exploitation or exclusion.
- Westpac NZ staff spent over 11,000 hours volunteering and helping their communities.
We’re committed to building a greater tomorrow, together. See the work we’re doing by reading our Westpac New Zealand 2022 Sustainability Report below.
Building financial confidence.
Our Managing Your Money financial wellbeing programme aims to empower New Zealanders to develop their money management skills. This year, we helped 7,760 people grow their financial confidence.
We were also excited to launch our Money Makes Cents programme for those just starting out on their money management journey.
Explore the programme
Innovative housing solutions.
We have a big role to play in helping turn New Zealand’s dreams of home ownership into reality. In 2022, we focused on education for first-home buyers through online and in-person workshops.
We also expanded our affordable housing initiatives, including our new partnership with the Queenstown Lakes Community Housing Trust.
Read more
Financial inclusion & extra care.
Our role in society gives us a unique opportunity to help people through every stage of their lives – including the highs and lows.
This year, our specialist Extra Care team assisted 4,302 New Zealanders who were at a higher risk of financial exploitation or exclusion.
Learn more
Greater Choices home loan.
You could get up to $50,000 interest free for five years to help you create a warmer, drier, healthier and more energy efficient home life.
Choose a mix of heat pumps, hot water heat pumps, wood burners, insulation, double glazing, ventilation, solar power systems and batteries, rainwater tanks as well as electric and hybrid vehicles, plus electric vehicle chargers.¹
Learn more
EV loan.
In 2022, we introduced a low interest 6.99% p.a2 loan that allows customers to borrow up to $50,000 for an electrified vehicle, including hybrids, bikes and mopeds.
Go electricThings you should know.
Westpac Greater Choices home loan
1 Westpac Greater Choices home loans are only available to new or existing Westpac customers with a Westpac Choices home loan. A Westpac Greater Choices home loan is an interest free loan for 5-years for a minimum of $1,000 and a maximum $50,000. You can have more than one Westpac Greater Choices home loan at a time to a maximum of $50,000 combined. Westpac Greater Choices home loans can only be applied towards certain home improvements, and you'll need to show an installer's quote or invoice that is no more than 90 days old.
Westpac's eligibility criteria and home loan lending criteria, terms and conditions apply. Product is subject to change or withdrawal anytime at Westpac's sole discretion.
EV loan
2 The EV loan interest rate of 6.99% p.a. is a combination of Westpac’s personal loan base rate of 14%p.a. less a margin of 7.01% p.a. Westpac may change and/or replace its personal loan base rate or the margin from time to time.
Interest rate is subject to change. If you do not pay amounts when they are due and this causes your loan account to exceed your limit, the rate of interest that applies to that overlimit amount will be the interest rate + 5% p.a.
Eligibility criteria, lending criteria, terms and conditions apply. You’ll need to be 18 or older and a New Zealand citizen or permanent resident. If you’re not a New Zealand citizen or permanent resident but you’re working in New Zealand, or you don’t meet the other criteria, we still may be able to help.
The EV loan is available for applications received between 10 August – 16 December 2022, subject to any further extension or withdrawal at Westpac’s discretion without further notice. Electric and hybrid cars, e-mopeds and e-bikes are eligible. All applications are subject to Westpac approval.