Get me started.

To take advantage of the Government Employee Pac, all you need to do is:

  • Regular direct credit your salary or wages to a personal Westpac account
  • Sign our Government Employee Pac agreement
  • Stay with your current employer as a permanent employee.

Then just sit back and enjoy the savings.

To sign up or to find out more, call 0800 400 600 today or pop into your local Westpac branch.


Direct credit your salary to a Westpac transaction account and you could be eligible for these great benefits.

Day-to-day banking

Ready to get your everyday banking sorted?

  • Westpac Everyday account for all your day-to-day transactions with no paper statement fee
  • A standard Debit Mastercard® with the annual fee waived for the first two years
  • An additional 0.1% per annum interest/return on standard rates for eligible savings account.


Credit cards

From low rates to a choice of rewards, there's a Westpac credit card to suit everyone.

  • Annual account fee waived for the first two years on a new Low Rate Mastercard®, or one of our Airpoints or hotpoints® Mastercards (excludes World Cards)
  • For the duration of the annual account fee waiver additional/joint card(s) with the card fee waived.

 Lending criteria, terms and conditions apply.


Personal loans

Whether it's attending a family wedding overseas, house renovations for a new arrival or perhaps time for a bigger family car, a personal loan could help fund almost anything.

  • A discount of 3% off the standard personal loan interest rate for new lending
  • No establishment fee when you apply for a personal loan.

Lending criteria applies.



Make sure that you and the things you've worked hard for are protected. 

  • A 10% discount on HomeContentsVehicle and Boat Cover insurance premiums*
  • A 7.5% discount on your Term Cover and Gold Term Cover premiums^.

*The discount does not apply to the Earthquake and Fire Service levies (if applicable) and GST elements of the insurance premiums.

^The discount does not apply to the policy fee and GST elements of the insurance premiums.


Home loans

We can make your home buying journey a bit easier with these great deals:

New lending amount



Choices Fixed discount



Choices Floating discount



Choices Everyday Floating discount



Loan to Value Ratio (LVR) and other eligibility and lending criteria apply to all home loan lending. Discounts not available on existing fixed rate or variable rate loans. Discounts only apply to new home lending that does not constitute a top up, loan restructure or fixed rate rollover (New Security). No minimum lending amount required, however a minimum equity of 20% is required.

Things you should know.

Other fees/charges may apply. For full details refer to our Transaction and Service Fees brochure (available free of charge online and from any Westpac branch).

The Westpac Government Employee Pac is only available directly from Westpac to permanent full or part-time employees of eligible Government entities who have their salary regularly credited to a Westpac account.

Westpac reserves the right to review and amend these benefits at any time without notice. Please refer to the relevant brochures or the Westpac website at for detailed information on each Westpac product or service mentioned. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. hotpoints® terms and conditions apply. You must be a member of Air New Zealand's Airpoints™ programme to be eligible to earn Airpoints Dollars™. Airpoints™ terms and conditions apply - see for details.

Term Cover and Gold Term Cover are arranged by Westpac New Zealand Limited ("Westpac") and underwritten by Westpac Life-NZ-Limited ("Westpac Life") which is a wholly owned subsidiary of Westpac Financial Services Group-NZ-Limited which is a wholly owned subsidiary of Westpac Banking Corporation ABN 33 007 457 141, incorporated in Australia. Westpac Home, Contents, Vehicle and Boat insurance cover is arranged by Westpac New Zealand Limited ("Westpac") and underwritten by IAG New Zealand Limited ("IAG"). None of Westpac Banking Corporation ABN 33 007 457 141, Westpac, or any member of the Westpac group of companies guarantee the obligations of, or any products issued by, Westpac Life or IAG. Westpac New Zealand Limited ("Westpac") will receive commission payments as a result of the arrangement of Westpac Life or IAG insurance policies. Terms, conditions, exclusions and limits apply and more detail can be found in the relevant policy document. The availability of any insurance cover is subject to the acceptance and approval of a complete application. Any payment is subject to your claim being accepted.

Package benefits/discounts are subject to change.