UnionPay International

What is UnionPay?

UnionPay International (UnionPay) is an international card scheme with the world's largest cardholder base and is now widely accepted in New Zealand. UnionPay card acceptance may give your business the opportunity to grow by accepting payment from this expanding group of overseas customers.

E-Commerce Merchants

Available Now

Westpac and UnionPay have entered into an exciting partnership. This partnership enables E-Commerce customers, who use a Payment Express hosted platform, to accept UnionPay cards. This functionality is available now (for most customers) and we are happy to discuss your business needs.

Terminals - UnionPay Card Acceptance 
Coming Soon

Westpac and UnionPay are pleased to announce that UnionPay card acceptance for EFTPOS terminals is on its way. In order to accept UnionPay cards your terminal and software version must meet certain requirements. Further information on these specifications are published in the UnionPay FAQs (see below). We will be testing a small selection of merchants from 29 May 2017. To find out if you are part of the testing please contact us on 0800 888 066 option 0 or email merchant_assist@westpac.co.nz.

We will advise the date that this functionality is available to all merchants (that meet the terminal requirements) as soon as it is finalised.

Merchant Credit Card Facility Agreement

The Merchant Credit Card Facility Agreement (MCCFA) is being amended specifically to allow the acceptance of UnionPay cards. A number of changes have been made to the MCCFA to add UnionPay as a card scheme under the MCCFA. The new MCCFA will replace Supplementary Schedule VIII for those E-Commerce customers who have already been accepting UnionPay transactions. The new MCCFA will form the legal agreement between us and our merchant customers to accept and process UnionPay transactions and will take effect from 24 April 2017. For more information please see here

Further Information

For more information including the date that UnionPay acceptance will be activated for EFTPOS terminals, and the required technical specifications, please see UnionPay FAQs