Be online aware this festive season

Be online aware this festive season

As part of last week’s International Fraud Awareness Week, the New Zealand Bankers’ Association have released some tips to help consumers to stay safe online in the festive season.

“Now’s the time that people will be shopping for Christmas. If you’re shopping online there are some simple ways you can protect yourself from financial crime,” said New Zealand Bankers’ Association chief executive Kirk Hope. 

SEE ALSO: Hacking for good

In a media release, the NZBA state that when shopping and banking online, you should:

  • Shop with trusted retailers. Before you provide personal information make sure they will protect that information.
  • Check you have a secure connection. The website address will start with ‘https://’. The ‘s’ stands for ‘secure’. There may also be a padlock symbol somewhere on the page.
  • Avoid public computers and public Wi-Fi for internet banking, e.g. internet cafes, libraries or hotels, as personal information can be intercepted by fraudsters.
  • Protect your identity information and only provide it to trusted people and organisations. This includes your date of birth, address, driver’s licence number and passport details.
  • Logon to internet banking by typing in your bank’s full web address. Do not use links in emails that appear to take you to your bank’s website.
  • Keep your anti-virus and firewall software up to date.

The NZBA also point out that new ways to scam and steal money are continually being plotted by fraudsters to trick people into handing over personal information, usually by phone or email, and that once they have that information, such as your account number, log-in details, or password, they can access your identity and your money. This kind of fraud is known as ‘phishing’.

To help you be more alert, here are some tips on avoiding phishing scams provided by the NZBA:

  • Don't give out account details over the phone unless you made the call and you trust that the number you called is genuine.
  • Don’t reply to, click on any links, or open any files in spam emails. Don’t call any numbers in spam emails.
  • Never send your personal details or accounts or passwords in an email.
  • Check your statements.Advise your bank immediately of any unauthorised transactions.
  • If you suspect you’ve been taken in by a scam, contact your bank immediately. 

 

SEE ALSO: Hacking for good

Tags:
, , , ,