Managing your Westpac credit cards

Thanks for choosing a Westpac credit card. Here’s all you need to know about using it, keeping it safe, and updating your details.

Lost/stolen card and emergency assistance overseas

Here’s what to do if your card is lost or stolen. And how we can help with travel, medical or legal assistance when you’re overseas.

Credit card FAQs

Your questions answered - including interest-free periods, ATM use, replacements cards and more.

Update your details

Want to update your name or address, change your credit limit, or enrol with hotpoints? Download the forms here.

How to make a credit card payment

What’s most convenient for you – direct debit, automatic payment, or online banking?

Credit card security tips

Follow our advice for keeping your credit card safe, including when you shop online.

Added security of chip cards

All new Westpac credit cards come with embedded microchip technology - we explain how this works.

Using your card overseas

Some tips on using overseas ATMs, and special requirements for the UK and Europe.

Credit card insurance

If something unexpected happens, this insurance will cover your monthly credit card repayments.

Westpac’s current credit card lending criteria apply to all applications and transfers. Credit Card Conditions of Use will apply. The information on this page is presented subject to our legal page and any other terms and conditions that Westpac may impose from time to time. It is subject to change without notification.