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| Buying a new home is a pretty big deal. Here at Westpac we’ve got some great options to help make taking that first step an easier one. |
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| We have some of the best home loan rates in the market. You can see them here. |
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| Your new home may be closer than you think. We have other options if you do not quite have a 20% deposit. With our Choices home loan you could borrow up to 90% of the house value in many urban areas. |
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| We also have a great range of savings options on offer to help you reach your goal even faster. |
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| Apply for Westpac home loan pre-approval, and if your loan is approved, you can take 5 months to shop around, giving you plenty of time to find 'the one'. |
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| A pre-approval shows real-estate agents and vendors that you are serious about buying and enables you to bid with confidence at auction as you now have a really good indication of how much you can borrow. |
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| With every pre-approval, Westpac will give you 5 FREE QV online property reports to help you make an offer that's right on the money. The QV Online property reports include: |
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estimated market value of the property, based on comparable sales |
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Capital Value, Land Value, Value of Improvements |
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sales history |
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land area, floor area |
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| You can discuss your options with less than 20% deposit or apply for home loan pre-approval by |
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dropping into your local Westpac branch |
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contacting a Mobile Mortgage Manager |
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getting your mortgage application started online |
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Interest rates are current and are subject to change without notice.
Westpac’s current home loan lending criteria and terms and conditions apply. An establishment charge may apply. A Low Equity Margin may apply. An additional fee or higher interest rate may apply to loans if the application is accepted but does not meet the standard lending criteria. Terms and conditions apply. The five free QV E-Valuer property reports are available with all pre-approvals. The QV report provided is an estimate of the current market value of a property based on local, recent, comparable sales, see www.qv.co.nz for more details. These reports are not registered valuations which may be required by Westpac. Westpac does not accept liability for loss arising out the use of the QV report. |
