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| Information on prepaid card fees, where you can use the cards and minimum and maximum amounts you can load onto each card. |
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Where the cards can be used |
ATM |
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EFTPOS |
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Online purchases |
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Phone purchases |
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| Load fee |
Branch |
$3 |
$3 |
$3 |
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ATM |
$1 |
$1 |
$1 |
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Phone Banking |
$1 |
$1 |
$1 |
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Bill Payment |
$1 |
$1 |
$1 |
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Online Banking |
$1 |
$1 |
$1 |
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Purchase fee This includes the initial load fee made that day |
$20 |
$20 |
$20 |
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International currency conversion rate (The international currency conversion rate attracts a 1.5% Westpac surcharge and a 1% scheme fee making a total of 2.5%.) |
2.50% |
2.50% |
2.50% |
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| Transactions |
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Cash advance (domestic and international) |
Nil |
Nil |
Nil |
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EFTPOS (domestic and international) |
Nil |
Nil |
Nil |
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| Westpac NZ branch and ATM withdrawal |
Nil |
Nil |
Nil |
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| International Global Alliance ATM withdrawal |
Nil |
Nil |
Nil |
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Other bank ATM withdrawal (domestic) |
$1 |
$1 |
$1 |
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Other bank ATM withdrawal (international) |
$8 |
$8 |
$8 |
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Other bank branch withdrawal (domestic) |
$2 |
$2 |
$2 |
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Branch withdrawal (international) |
$8 |
$8 |
$8 |
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| Copy of sales voucher |
$10 |
$10 |
$10 |
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Replacement card fee Covers lost and damaged cards |
$20 |
$20 |
$20 |
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Courier cost (Where applicable) |
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| Domestic |
$10 |
$10 |
$10 |
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| Australia |
$12 |
$12 |
$12 |
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| Pacific and Asia |
$22 |
$22 |
$22 |
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| All other countries |
$25 |
$25 |
$25 |
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Minimum initial load amount Covers the purchase fee. |
$50 |
$50 |
$50 |
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| Maximum load amount |
$9,999 |
Unlimited |
Unlimited |
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| Maximum balance |
$9,999 |
Unlimited |
Unlimited |
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Maximum value of withdrawals This relates to the total value of withdrawals in any 12 month period. |
$9,999 |
Unlimited |
Unlimited |
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| Number of cards issued per customer |
2 |
1 |
1 |
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| Maximum number of card accounts |
1 |
10 |
10 |
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Age restrictions Customers between the ages of 13 and 17 must have a parent or guardian also sign their application form. |
18 |
12 |
12 |
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| *Prepaid cards are only available to personal customers.
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| **Current at 1 December 2008.
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