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Westpac hotpoints American Express® Cards

Westpac hotpoints American Express card   Westpac hotpoints Gold American Express card   Westpac hotpoints Premium American Express card
Once you've joined hotpoints you'll automatically receive a Westpac hotpoints American Express Card. This card works alongside your MasterCard® card or Visa card, giving you additional hotpoints earning power so you can fast-track your rewards.  
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Credit card info

Credit card more info Get more info on
  > credit card interest
  > credit card fees
  > transferring a credit card balance
  > business credit cards
  > credit card repayment cover
  > managing your Westpac credit card
  > chip cards
  > FAQs

Contact us

Contact us icon Credit card enquiries
  > Email
  > Westpac branches
  > phone 0800 888 111
(24 hours,
7 days a week)
  > from overseas call
+64 9 912 8000
(international toll charges apply)

One account - two cards - many benefits
Both your Westpac hotpoints American Express Card and your MasterCard® card or Visa card are linked to your credit card account. Together they have
one credit limit  
one annual fee  
one hotpoints balance  
one statement  
the same current interest rates  
access to the same benefits you enjoy on your credit card account  
faster reward points earnings with Westpac hotpoints American Express® Card  
worldwide acceptance at over 30 million locations (through your primary credit card - MasterCard card or Visa card).  
About hotpoints
hotpoints earn rates
Westpac hotpoints American Express® Card
- 1.5 hotpoints for every $1 spent
 
Westpac hotpoints Gold American Express® Card
- 1.75 hotpoints for every $1 spent
 
Westpac hotpoints Premium American Express® Card
- 2 hotpoints for every $1 spent
 
> how does hotpoints work?  
> calculate how many hotpoints you could earn  
You can redeem your hotpoints for
merchandise  
retail and travel vouchers  
Westpac KiwiSaver Scheme contributions  
charity donations.  
Hotpoints Holiday Credits - travel now on your card and use hotpoints to help you pay for it later  
Special benefits with Westpac hotpoints American Express® Card
> access to offers from American Express Selects™
(great deals on American Express Selects site for travel, shopping, dining, and entertainment )
> access to US online stores using globaleshop
Great news for Westpac credit card customers
Cannex credit card rating logo   Our credit cards received top marks in the recent independent CANNEX credit card star ratings report.
> more info on Westpac's latest Cannex credit card ratings
 
Westpac’s current credit card lending criteria apply to all applications and transfers. Credit Card Conditions of Use will apply. Other charges may apply to some of the transactions and services mentioned – see our Credit card fees page for more details. hotpoints® is a registered trademark of Westpac Banking Corporation. Hotpoints Holiday Credits Terms and Conditions apply. Hotpoints terms, conditions and fees apply. Overseas cash advances and foreign currency fees may apply. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. American Express® is a trademark of American Express Company. Westpac accepts no responsibility for the availability or content of third party websites.
The information on this page is presented subject to our legal page and any other terms and conditions that Westpac may impose from time to time. It is subject to change without notification.
Copyright©2010 Westpac New Zealand Limited