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It pays to insure your private car, motorbike or trailer if you’d find it financially difficult to replace. We also offer third party insurance and third party with fire and theft cover. |
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Quotes and application
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Contact us for a quote or to apply for insurance |
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phone 0800 177 277
(Monday to Friday,
8am to 8.30pm;
Saturday
9am to 3pm) |
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Westpac branches |
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Make a claim
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Contact us to make a claim |
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phone 0800 309 378
(24 hours,
7 days a week) |
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Westpac branches |
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Contact us
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Contact us for general enquiries |
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email |
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phone 0800 400 600
(7am to 11pm,
7 days a week) |
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Westpac branches |
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| Choose the type of insurance cover that suits you |
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full cover |
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third party cover |
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third party with fire and theft cover. |
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| You should consider full cover insurance if you’d find it financially difficult to replace your private car or other vehicle. |
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| Benefits of full vehicle insurance |
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your private vehicle is covered if it’s stolen or damaged in an accident, fire or natural disaster |
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help with travel and accommodation if your car can't be driven after an accident covered by the policy |
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help with cleanup of an accident scene and getting your repaired car home |
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cover for your liability if you injure other people, or damage someone else’s property, in an accident involving your car—up to $20 million |
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help with paying for a hire car for up to 14 days if your car is being repaired after an accident, or remains stolen and not recovered |
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up to $1,000 of cover on any car trailer you own or use |
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get a brand new vehicle if your new vehicle (less than one year from first registration) is written off in an accident in the first year (depending on model availability) |
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help with things like lost or stolen keys and locks, window and windscreen cover, and more. |
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| Third party insurance |
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will cover your liability for damage to another person’s property you cause accidentally |
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won't pay for the damage to your car or vehicle. |
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| Plus, if an uninsured driver damages your car and you can identify them and prove it was their fault, you could be covered for up to $3000 of damage to your car—with no excess. |
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| You can also get third party insurance with extra cover for fire and theft. |
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| This is like normal third party insurance, but it means you are also insured if your vehicle is stolen or catches fire. |
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| The excess is the amount you pay towards the claim yourself. |
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| The minimum excess for all covers is |
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$300 for drivers over 25 |
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$750 for drivers aged 21—24 |
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$1000 for drivers under 21 |
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$1000 for anyone who hasn't had a current full New Zealand driver's licence for the preceding 12 months. |
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| You won’t lose your no-claims bonus or have to pay excess if |
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your vehicle is in an accident caused by someone else, and |
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you can identify the other driver and prove it was completely their fault. |
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| Ways to reduce your vehicle insurance premiums |
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get a 10% discount if you live in your own home and insure it with us |
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increase your excess and save money on premiums |
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get a discount if no one under 25 years drives your vehicle |
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a no-claims bonus can reduce your premiums significantly. |
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