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 The ultimate in credit card rewards and privileges
Apply online for a credit card nowSpecial deals for a limited time
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Other ways to apply
Contact us
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Credit card enquiries |
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Email |
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Westpac branches |
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phone 0800 888 111
(24 hours,
7 days a week) |
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from overseas call
+64 9 912 8000
(international toll charges apply) |
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| Westpac’s Ultimate credit card account comes with two cards linked to one account; with one shared credit limit, one monthly statement and one annual fee. Plus, there’s two great ways to earn hotpoints: |
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A Westpac hotpoints Premium American Express® Card which earns you 2 hotpoints for every dollar you spend, so you can fast-track your rewards, PLUS |
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A Titanium MasterCard® card which earns you 1.5 hotpoints for every dollar you spend and provides you with worldwide acceptance at over 30 million locations |
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For real choice of amazing rewards to play with, shop with, travel with and more. |
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| You can use your hotpoints to redeem for a huge range of rewards including hundreds of different retail vouchers and all sorts of exciting items such as home entertainment, kitchen appliances, toys, magazines and DVDs. |
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| Plus, no other rewards programme provides more ways to use your points for travel than hotpoints. Using Hotpoints Holiday Credits, your hotpoints can be used for travel on any airline, accommodation, sightseeing tours, airport transfers, and much, much more, both in NZ and around the world. |
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| Visit www.hotpoints.co.nz to find out more. |
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| For a six-monthly fee including hotpoints membership, you could get a Titanium MasterCard card and a Westpac hotpoints Premium American Express Card, giving you preferential benefits and privileges.* |
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- access to a higher credit limit
- up to 55 days interest free credit on purchases
- receive a MasterCard® SideCard™ - a mini version of your Titanium MasterCard
- six monthly account fee waiver – minimum spend applies
- increased card security with an embedded microchip
- access your credit card and other Westpac accounts at ATMs and EFTPOS outlets
- manage your credit card account online anytime with Westpac Online Banking
- flexible credit card payment options – just meet the minimum payment amount each month, or pay your balance in full
- up to 120 days travel insurance per round trip
- Purchase Protection and Extended Warranty Insurance cover
- 24 hour Concierge service and Home Assist service
- special cardholder deals from time to time
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| Your Westpac Titanium MasterCard and Westpac hotpoints Premium American Express Card both provide access to the same benefits you can enjoy on your Westpac ultimate account |
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| *Terms, conditions, exclusions and eligibility criteria apply. Refer to the Titanium™ MasterCard and Westpac hotpoints Premium American Express Card Insurance policy document. |
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| Six-monthly account fee waiver |
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if you spend $30,000 or more on purchases in a six month period between your account charge due dates, your next six-monthly $145 account and hotpoints fee will be waived. |
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fast-track your hotpoints rewards with a Westpac hotpoints Premium American Express Card |
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find out more about hotpoints |
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