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Your Westpac Ultimate credit card account gives you more benefits and services and greater credit card rewards. |
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Other ways to apply
Credit card info
Contact us
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Credit card enquiries |
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Email |
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Westpac branches |
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phone 0800 888 111
(24 hours,
7 days a week) |
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from overseas call
+64 9 912 8000
(international toll charges apply) |
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| For a six-monthly fee including hotpoints membership, you could get a Titanium MasterCard card and a Westpac hotpoints Premium American Express Card, giving you preferential benefits and privileges.* |
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access to a higher credit limit |
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up to 55 days interest free credit on purchases |
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receive a Westpac hotpoints Premium American Express Card at no extra cost to fast-track your hotpoints rewards |
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receive a MasterCard® SideCard™ - a mini version of your Titanium MasterCard |
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six monthly account and hotpoints fee waiver – minimum spend applies |
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increased card security with an embedded microchip |
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access your credit card and other Westpac accounts at ATMs and EFTPOS outlets or online anytime |
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flexible credit card payment options – just meet the minimum payment amount each month, or pay your balance in full |
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up to 120 days travel insurance per round trip |
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Purchase Protection and Extended Warranty Insurance cover |
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24 hour Concierge service and Home Assist service |
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special cardholder deals from time to time |
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worldwide acceptance at over 30 million locations. |
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| *Terms, conditions, exclusions and eligibility criteria apply. Refer to the Titanium™ MasterCard and Westpac hotpoints Premium American Express Card Insurance policy document. |
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Earn hotpoints for every dollar you spend on your credit card - here and overseas. |
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| You can redeem your hotpoints for |
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merchandise |
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retail vouchers |
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travel vouchers |
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Westpac KiwiSaver Scheme contributions |
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charity donations |
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Hotpoints Holiday Credits - travel now on your card and use hotpoints to help you pay for it later |
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As a hotpoints member, you’ll automatically receive a Westpac hotpoints Premium American Express Card at no extra cost, to fast-track your hotpoints rewards. |
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| Your Westpac hotpoints Premium American Express Card |
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earns 2 hotpoints per $1 spend on purchases - 33% more hotpoints than your Titanium MasterCard card - so you can fast-track your rewards |
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is linked to your Titanium MasterCard card account so you still have one shared credit limit, one hotpoints balance, a combined monthly statement and the same current interest rates. |
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| Your Westpac Titanium MasterCard card |
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earns 1.5 hotpoints per $1 spend on purchases |
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gives you access to worldwide acceptance at over 30 million locations |
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| Account and hotpoints fee waiver |
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| Six-monthly account and hotpoints fee waiver |
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if you spend $30,000 or more on purchases in a six month period between your account charge due dates, your next six-monthly $145 account and hotpoints fee will be waived. |
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fast-track your hotpoints rewards with a Westpac hotpoints Premium American Express Card |
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find out more about hotpoints |
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