Student Pac

Student Pac account information.Also known as 'Westie Pac', this is the account for tertiary students. Plus, for a limited time get $30 on us!*

Apply now

apply now icon Apply for Student Pac now:
  > Download an Easy Access student account application form
  Take this to your nearest Westpac branch. We’ll then arrange all your Student Pac accounts, cards and access.
  File won't open? Adobe Acrobat Reader.

Not eligible for Student Pac?

other options icon We also have bank accounts for:
  > international students
  > non-NZ residents
  > graduates
  > starting work

Contact us

email us icon Contact us now:
  > email
  > Westpac branches
  > phone 0800 400 600
(7am to 11pm,
7 days a week)
  > Westie Pac on Facebook

Like Westie Pac on Facebook


Get the essentials with a Student Pac (Westie Pac)
Your Westpac Student Pac includes
an Easy Access student account, for tertiary students  
an Online Saver account  
a Debitplus Visa card and / or a Westpac EFTPOS/ATM card  
24-hour banking with Online Banking.  
You can add on
mobile banking and txt alerts  
car and renters’ contents insurance.  
membership of the Westpac KiwiSaver Scheme  
You could also get a credit card and/or an interest-free overdraft+
apply for combined lending up to $1,000 in your first year (max credit card limit $500)  
apply for combined lending up to $2,000 in your second and subsequent years (max credit card limit $1,000)  
You won't be charged for these account fees
Easy Access account maintenance charges  
Westpac ATM transaction fees  
your first year’s annual Debitplus Visa card fee  
online banking transfers and bill payments on your easy access account  
loading of new automatic payments and direct debits  
phone banking (first five calls each month are free)  
first year annual fee on your new credit card is free  
manual transactions  
student overdraft establishment fee  
To qualify for Student Pac you’ll need to be
a New Zealand resident  
a full-time tertiary student  
studying at an NZQA accredited institution  
taking a course that lasts at least one semester (minimum 12 weeks)  
receiving your student loan, allowance or any other income paid into your Easy Access student account  
Your Student Pac charges are
phone banking: 50c per call after the first five calls per month  
mobile banking and txt alerts: 25c per txt plus your mobile provider’s usual txt charges  
using another bank’s ATM: $1 per transaction  
amendments to automatic payments will incur a charge of $2 if made online or $5 if made over the phone or in branch  
student overdraft facility: monthly line of credit charge* $5  
unarranged overdraft*: $15 per month plus debit interest  
*Charged on the last business day of the month.
Transaction and service fees are current as at 28 January 2012 and are subject to change. Some other service fees may apply from time to time. Separate service prices apply for the savings account.
Apply now for your Student Pac
> Download an easy access student account application form (PDF)
Take this to your nearest Westpac branch to open your account. We’ll then arrange all your Student Pac accounts, cards and access.
File won't open? Adobe Acrobat Reader.
+ Westpac’s applicable lending criteria apply to all applications for finance.
* Students cannot receive more than one $30 account sign up from Westpac. The $30 account boost is only available to customers approved for a new Westie Pac Easy Access Student account between 1 November 2011 and 31 March 2012
Other fees may apply, see our price list for details. A Line of credit charge of $5 per month applies. Westpac Student Pac terms and conditions apply. Terms, conditions, limits and exclusions apply to insurance and more detail can be found in the policy document. You can get a copy of the current disclosure statement for Westpac New Zealand Limited or the investment statement for any product for which an investment statement is required from any Westpac branch in New Zealand, free of charge. The information on this page is presented subject to our legal page and any other terms and conditions that Westpac may impose from time to time. It is subject to change without notification.
Copyright©2011 Westpac New Zealand Limited