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Renters' contents insurance

Renters' contents insurance   If you rent, your landlord doesn’t cover your belongings. Help protect them from theft, loss and damage with our renters’ insurance policy, Renters' Contents Cover.  
More info on our insurance range icon
More info on our insurance range

Quotes and application

Quotes and application Contact us for a quote or to apply for insurance
  > phone 0800 177 277
(Monday to Friday,
8am to 8.30pm;
Saturday
9am to 3pm)
  > Westpac branches

Make a claim

Make a claim Contact us to make a claim
  > phone 0800 309 378
(24 hours,
7 days a week)
  > Westpac branches

Contact us

Contact us Contact us for general enquiries
  > email
  > phone 0800 400 600
(7am to 11pm,
7 days a week)
  > Westpac branches

Features of renters’ insurance
If you rent, your belongings aren’t insured by your landlord.
Our renters’ insurance insures your belongings when you are living in rented accommodation
if you live by yourself, with other family members or with other tenants  
against sudden accidental loss or damage.  
Choose from one of the following cover amounts
$5,000  
$10,000  
$15,000  
$20,000  
Extra benefits of renters’ insurance
help with temporary accommodation if your home or flat is damaged and unlivable due to a loss covered by the policy—for up to six months (maximum $5,000)  
liability against accidental damage to someone else's property—up to $2 million; or if you accidentally injure someone—up to $100,000.  
Cost of renters’ insurance
Your premium payments will depend on
how much cover you choose  
other factors such as where you live and who you live with.  
For an obligation-free quote call 0800 177 277 (8am-8.30pm, Monday to Friday; 9am-5pm Saturday, Sunday and public holidays).
Work out how much cover you’ll need
> download our valuation guide (PDF 82.17kb)  
File won't open? You’ll need Adobe Reader
Renters’ insurance excess
The excess is the amount you pay towards a claim.
The minimum excess for each claim under Renters’ Contents Cover is $250 for each claim. This excludes burglary or theft, where the excess is $500.
Westpac Renters' Contents Cover is arranged by Westpac New Zealand Limited ("Westpac") and underwritten by Lumley General Insurance (N.Z.) Limited. Westpac does not guarantee the obligations of, or any products issued by Lumley. Full details of the terms, conditions, limits and exclusions for this insurance are contained in the policy wording which may be obtained from any Westpac branch. The availability of any insurance cover is subject to the acceptance and approval of a completed application.
The information contained on this page is intended as a general guide only and may vary at times.
The information on this page is presented subject to our legal page and any other terms and conditions that Westpac may impose from time to time. It is subject to change without notification.
Copyright©2009 Westpac New Zealand Limited