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| How to reduce your monthly account charges and transaction fees. Simple ways to cut charges on your bank accounts. |
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Online Banking
Bank account info
Contact us
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it’s free to access |
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setting up or amending your automatic payments online is cheaper than doing it at a branch |
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paying your bills online costs less than sending a cheque |
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Electronic account: stopping your paper statements means you won’t be charged the monthly account maintenance fee. |
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with Phone Banking your first five calls each month are free |
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it costs $1 to use another bank's ATM, so stick with using Westpac's ATMs. |
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splitting your pay between your accounts using Payline Split reduces the cost of transferring money between your accounts |
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avoid using a savings account as an everyday account to reduce transaction and service fees |
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close unused or forgotten accounts. |
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| Eliminate monthly account maintenance and transaction fees*. These fees are waived if you have an eligible Westpac transaction account direct credited with your |
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NZ National Superannuation |
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UK Retirement Pension |
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NZ War Pension |
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| *Other service fees will still apply |
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| No monthly maintenance and transaction fees on these Junior accounts |
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Electronic account |
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Bonus Saver |
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Simple Saver |
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| Each child can have up to two Junior accounts and the fee waiver is valid until they reach 19 years. |
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free electronic and manual transactions and no account maintenance charges for students |
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range of free electronic and manual transactions for 12 months after you graduate |
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| Do you have over $25,000 total personal business with us? You’ll start paying less for your account operating fees on either your |
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Flat-fee Access account |
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Choices Everyday home loan |
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