setting up or amending your automatic payments online is cheaper than doing it at a branch
paying your bills online costs less than sending a cheque
Electronic account: stopping your paper statements means you won’t be charged the monthly account maintenance fee.
Phone Banking and ATMs
with Phone Banking your first five calls each month are free
it costs $1 to use another bank's ATM, so stick with using Westpac's ATMs.
Save money on bank accounts
splitting your pay between your accounts using Payline Split reduces the cost of transferring money between your accounts
avoid using a savings account as an everyday account to reduce transaction and service fees
close unused or forgotten accounts.
Fee waivers for superannuitants
Eliminate monthly account maintenance and transaction fees*. These fees are waived if you have an eligible Westpac transaction account direct credited with your
NZ National Superannuation
UK Retirement Pension
NZ War Pension
*Other service fees will still apply
Fee waivers on junior accounts
No monthly maintenance and transaction fees on these Junior accounts
Electronic account
Bonus Saver
Simple Saver
Each child can have up to two Junior accounts and the fee waiver is valid until they reach 19 years.
Fee waivers for students and graduates
free electronic and manual transactions and no account maintenance charges for students
range of free electronic and manual transactions for 12 months after you graduate
Relationship Rewarding
Do you have over $25,000 total personal business with us? You’ll start paying less for your account operating fees on your
Flat-fee Access account
The information on this page is presented subject to our legal page and any other terms and conditions that Westpac may impose from time to time. It is subject to change without notification.
