Business Online banking processing times

You can create and authorise transactions any time of the day or night, but applicable cut-off times will affect the transaction processing date.

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Business Online processing cut-off times
Current cut-off times from Monday to Friday, excluding public holidays, are:  
Function Processing cut-off time
Transfers between your Westpac accounts 11:45 pm
Payments—single and bulk 11:45 pm
Automatic payments—new/amends 10:00 pm
Direct debits 10:00 pm
Before overnight processing, all transactions
must be fully authorised by the required number of authorisers  
If a transaction is not fully authorised before the cut-off time it will
not be processed  
remain either ‘ready to authorise’ or ‘partially authorised’ until either deleted or fully authorised  
Once the transaction is fully authorised, it will be processed
either on the next available processing date  
or on the due date specified for a future-dated transaction  
The information on this page is presented subject to our legal page and any other terms and conditions that Westpac may impose from time to time. It is subject to change without notification.
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