Current cut-off times from Monday to Friday, excluding public holidays, are:
Function
Processing cut-off time
Transfers between your Westpac accounts
11:45 pm
Payments—single and bulk
11:45 pm
Automatic payments—new/amends
10:00 pm
Direct debits
10:00 pm
Before overnight processing, all transactions
must be fully authorised by the required number of authorisers
If a transaction is not fully authorised before the cut-off time it will
not be processed
remain either ‘ready to authorise’ or ‘partially authorised’ until either deleted or fully authorised
Once the transaction is fully authorised, it will be processed
either on the next available processing date
or on the due date specified for a future-dated transaction
The information on this page is presented subject to our legal page and any other terms and conditions that Westpac may impose from time to time. It is subject to change without notification.