Westpac KiwiSaver Scheme investment profiler

We all have different tolerences to investment risks so the Westpac KiwiSaver Scheme has 5 different investment options. Completing this profiler will help you choose the right one.

This questionnaire should be treated as a guide only and shouldn’t be treated as investment advice or a personal financial plan. It’s important to note that this should not be your only source of advice and you may wish to speak to an investment adviser.

As your KiwiSaver savings are generally 'locked in' until you reach New Zealand superannuation qualification age, please enter your birth date -

(dd/mm/yyyy)

Investments can go up and down in value. By how much would a long term investment (more than 7 years) of $10,000 have to go down before you would begin to feel uncomfortable?

I cannot tolerate any fall in my investment value
$500 (a fall of 5%)
$1,000 (a fall of 10%)
$2,000 or more (a fall of 20% or more)

How do you rate your willingness to take financial risk?

I do not take any risks when it comes to money
I am a conservative risk taker
I am a moderate risk taker
I enjoy taking risks

When faced with a major financial decision are you more concerned about the possible losses or the potential gains?

Always the possible losses
Usually the possible losses
Usually the possible gains
Always the possible gains

Which of the following best describes your investment experience?

Bank deposits and term investments only
Bank deposits and property
Bank deposits, property and shares
Mainly shares or managed funds

Which of the following ranges of a long term investment (invested for more than 7 years) of $10,000, including any investment gain or loss, would you feel most comfortable with in any one year?

1
2
3
4

The information above is based on information current at the time of writing and from sources Westpac believes to be accurate and reliable as at April 2010 and is subject to changes to government policy and law, and changes to the Westpac KiwiSaver Scheme from time to time (as referred to in the investment statement). The information provided is general information only and people should seek their own advice and not rely solely on the information in this communication. Investments made in the Westpac KiwiSaver Scheme do not represent bank deposits or other liabilities of Westpac Banking Corporation ABN 33 007 457 141, Westpac New Zealand Limited or other members of the Westpac group of companies. They are subject to investment and other risks, including possible delays in payment of withdrawal amounts in some circumstances, and loss of investment value, including principle invested. None of BT Funds Management (NZ) Limited, any member of the Westpac group of companies, The New Zealand Guardian Trust Company Limited, or any director or nominee of any of those entities, or any other person guarantees the Westpac KiwiSaver Scheme’s performance, returns or repayment of capital.

Disclosure Statements for Westpac Investment Advisers are available on request and free of charge from any Westpac Investment Adviser.

The information on this page is presented subject to our legal page and any other terms and conditions that Westpac may impose from time to time. It is subject to change without notification.